The Hanson Lulic & Krall property and casualty newsletter “The Bulletin is published regularly and is intended to provide information on recent issues or matters and should not be construed as legal advice or a legal opinion in any particular matter. As you know, specific facts may alter any legal result.

You may request a PDF version of a bulletin listed below, by clicking on the individual bulletin name and providing us with your name, company, address, telephone number and e-mail address.

A Practical Guide to Failure and Refusals to Submit to an Examination Under Oathas a Breach of Policy Terms

Courts Will Sanction for Spoliation of Evidence – Preserve The Scene

Enforceability Of 60-Day Proof Of Loss Deadline In Minnesota And Wisconsin

Examinations Under Oath: The Applicability of The Fifth Amendment Privilege Against Self-Incrimination

Ignoring Property Loss Payment Rules Can Mean Paying 125% of Claim Amount

Ineffective Service Of Process May Be A Complete Defense To Claims In Litigation

Insurers Have No Obligation to Protect Contractors on Drafts to Mortgagees

Investigating Commercial Fidelity Claims – Privileged Documents

Landlord-Tenant Subrogation: Beware of Over-Extending Impact Of Bruggeman

Mechanical Damage To A Roof

Polygraph Evidence: Current Trends & Insurance Implications

Reaping What One Sows: The Effect On Coverage Of Misrepresenting Material Facts In Applications For Insurance

Replacement Cost Coverage May Not Require Payment for Code Compliance

Special Edition: Mold Update

Spoliation: A Potential Roadblock to Subrogation

Status of “Innocent Insureds” In Non-Fire Losses

Task Force Makes Changesin Arson Prosecution and Insurance Laws

The Minnesota Supreme Court’s Most Recent Attempt to Define “Occurrence”